IFIC is rated excellent A- VII by AM Best. IFICs balance sheet and history demonstrate a strong capital commitment by its shareholders. With $220 million in net admitted assets (of which $206 million is cash and other invested assets) at the 2017 fiscal year end, IFIC stands ready to meet all of its obligations. IFICs reinsurance consists of a quota share and an Excess Of Loss Treaty program. The quota share treaty is made up of two of the strongest reinsurers in surety, of which have been assigned by AM Best: A+ XV and A XV.